In our advisory role, we never take custody of client assets. We utilize Charles Schwab & Co., Inc, as the custodian of client accounts and as our primary broker. Our relationship with Charles Schwab & Co., Inc, is an arm’s length transaction with no exchange of funds between Charles Schwab & Co., Inc, and us. When your account is established with Charles Schwab & Co., Inc, you provide us with limited trading authorization on your account. This authority allows us to process trades directly in client accounts.